Teach Your Kids to Save Money


Teenagers should understand the value of earning and spending money. You should be able to teach your kids on how to save money. They should be able to understand the concept of money as early as childhood. This will prepare them to learn money management, as they grow old.

Here are some tips on how you can teach your children how to save money:

1. Your children should be educated of the meaning of money. Once your children have learned how to count, that is the perfect time for you teach them the real meaning of money. You should be consistent and explain to them in simple ways and do this frequently so that they may be able to remember what you taught them.

2. Always explain to them the value of saving money. Make them understand its importance and how it will impact their life. It is important that you entertain questions from them about money and you should be able to answer them right away.

3. When giving them their allowances. You need to give them their allowances in denominations. Then you can encourage them that they should keep a certain bill for the future. You can motivate them to do this by telling them that the money can be saved and they can buy new pair of shoes or the toys they want once they are able to save.

4. You can also teach them to work for money. You can start this at your own home. You can pay them fifty cents to one dollar every time they clean their rooms, do the dishes or feed their pets. This concept of earning little money will make them think that money is something they have worked for and should be spent wisely.

5. You can teach them to save money by giving them piggy banks where they can put coins and wait until they get full. You can also open bank accounts for them and let them deposit money from their allowance. You should always show them how much they have earned to keep them motivated.

Money and saving is not something that is learned by children in one sitting. You should be patient in teaching them and relating the value of money in all of their activities. Children will learn this easily if you are patient and consistent in guiding them and encouraging them in this endeavor.

Long Island Mom Network

Common Cold in Children

Common Cold is caused because of upper respiratory system infection due to cold virus. This infection affects parts such as ears, nose and throat. There are about two hundred known viruses which are responsible for common cold, out of which rhinovirus is the most common. Because of this great number of viruses, there isn’t any shot or vaccination available which helps in preventing cold. The best solution to the cold is human body immune system. Majority of a child’s visit to the doctor will be because of cold. According to an estimate, a child catches cold nearly eight times in a year and each time it last up to a week or so. 

Cold viruses usually spread by sneeze or cough from the infected person. The wet and slimy substance inside the nose, called mucus, is the carrier of the virus. When a person cough or sneeze, the mucus drops come out of the mouth and when other persons breaths in these droplets they catch cold. Cold can also spread by handling of contaminated stuffs like towel, door knobs, school desk, etc. If a person touches a contaminated towel and then touches his nose or eyes, there is a great chance of getting an infection. Therefore, it is a good habit to wash the hands regularly and keep them germ-free. 


The cold viruses have docking points which helps it to stick to the interior of the nose. It then controls the nose’s cell lining and begins to multiply into more viruses. White cells are responsible to fight these viruses inside the nose. They even kill them and finally get victory after seven days. Sneeze and runny nose actually prevent the viruses to affect the rest of the body parts. A person sneezes when the nerves inside the nose detect irritation and take the help of the lungs to push them out by letting out a blast of air through the mouth and the nose. The air, while sneezing, comes out at the speed of hundred miles per hour faster than cars on the road.

/>Once the child contracts cold viruses, they take two to three days to develop and show symptoms. There are many symptoms of cold. The child becomes cranky. He will complain of headache, blocked nose, cough, sneeze, sore throat, muscle ache, nasal cavity congestion and will become exhausted. Low fever can also accompany, along with body chills. Medicines do not speed up the process of healing as the viruses complete their cycle irrespective of the intake. But they do suppress further growth and make the child feel better.

Children shouldn’t take any medicines on their own, thinking that it’s just a cold. Parents should supervise the dosage and medicine being taken. And in turn, the parents should follow a doctor’s prescription. Decongestants help to decrease the wise of the swollen nose lining, which makes breathing easier. Antihistamines help to dry the mucus and stops sneezes and runny noses. Ibuprofen and acetaminophen can be given if the child is experiencing headache and muscle ache.

At home, parents should give hot food and drink to the child as they help to soothe soar throats and coughs. The heat also clears up the mucus. Chicken soup is an age old remedy for common cold. Steamy showers are another good option as they help with stuffy nose. Itchy eyes, scratchy throat and stuffy throats can also be treated with humidifiers which spray cool and fine mist. They also loosen the mucus. The nose should be blown regularly to let the mucus out of the body. It is a good idea to use disposable tissues instead of regular handkerchiefs. Complete bed rest for a day or two is greatly suggested.

The best precaution that can be taken is eating healthy food and balanced diet so as to strengthen the immune system. The child must exercise regularly in order to stay fir and sleep adequately. Children who are stressed out more frequently are more prone to have cold. Therefore, it is good if the kid takes extra rest and goes to bed early on some days. And when the child is suffering from cold, he should relax and take bed rest as much as possible.

Long Island Mom Network

Keep the Twos from being Terrible

The "Terrible Twos" is really an unfortunate term. It tends to set parents up to be apprehensive about their two-year-old, and it also may cause parents to worry unnecessarily when "Terrible Twos" behavior manifests when their child is three, four, or five years old.


Regardless of the age, there are some strategies out there for keeping that kind of behavior - temper tantrums, screaming, etc. - from becoming completely out of control. Here are some tips.

Let Them Know You're Bigger

This is not to say that you need to intimidate your toddler. Instead, let her know you are big enough to "take it." When your toddler acts up, she may be looking for a reaction from you to see if her behavior is appropriate or if it gets results. If you do not let their behavior make you react strongly, it may shorten the tantrum. Also, by remaining calm, you are modeling the correct behavior for the situation.

Loving Response

It's tempting to want to respond angrily to your toddler's behavior. But you might try something unexpected that is recommended by some child development experts and counselors: help your toddler calm down by putting your arms around her, letting her know that you know her feelings are really big but that you are bigger, and can help her manage those feelings. You are physically restraining her, but in a loving way that says you are there to help her control herself, not just "hold her down."

Tame Your Own Temper

It's a good idea not to have a temper tantrum of your own. If you "lose it" when your child is losing it, then all is lost! The two tantrums tend to feed off of each other and make the situation so much worse. Also, consider your behavior during the times when your toddler is calm - are you modeling anger and tantrum-like behavior as a way to handle frustrations in life? For example, if you tend to have angry outbursts, your toddler will see this behavior and may adopt it as his own.

Routines

Knowing what to expect can go a long way in keeping toddler behavior calm. Making transitions smooth - "Five more minutes until we leave the park...three more minutes...okay, one more minute..." - can also help toddlers have time to adjust to an upcoming change in activity, which tends to decrease potential frustration.

Some little ones find a timer helpful as a visual and auditory reminder of the passage of time and the upcoming change. Daily routines help toddlers feel secure, too - they don't have to be so worried and upset about what is coming next.

Long Island Mom Network

Toddler Temper Tantrums

Toddler temper tantrums are dreaded by parents and caregivers alike. What are you supposed to do when they melt down? How do you handle a tantrum? Can you prevent one from happening? Parents often ask these questions and sometimes they don't get the answers they need.

Here are some tips on handling that lovely aspect of toddlers: the tantrum.

What Causes Toddlers to Have Tantrums?

There are all kinds of things that can cause toddler tantrums, and what results in a meltdown in one toddler might not even affect another. Sometimes toddlers have tantrums because they are just tired and/or hungry. Other times they may be frustrated that adults don't understand their limited language. Still other times toddlers may find themselves conflicted over wanting to be independent and needing Mom and/or Dad near.

It's quite individualized, so it pays for a parent to watch his or her toddler's behavior and look for cues as to underlying causes.

Stay Calm

Chances are you've heard this one. But how do you stay calm? What is a parent to do when a tantrum begins and you want to have a tantrum yourself? If you are prepared ahead of time, that will help. But tantrums often come out of nowhere.

It might help if you count to ten before intervening or saying anything. Take a deep breath and remember not to take the tantrum personally. So what if people around you give you judgmental looks? Try to remember that the tantrum will fade in time and you will hardly remember it years or even months from now. Keeping a realistic perspective can help parents handle tantrums calmly.

Tape the Tantrum

Some parents have had amazing success in taking a video of their toddler having a tantrum, then showing the toddler the video. In this day and age when nearly everyone has a digital device that takes movies, this can be done fairly easily. Interestingly, some toddlers really respond when they see how dreadful their behavior looks when they are having a tantrum.

Teach Them a Better Way

Giving your toddler alternatives to tantrums can help stave off meltdowns. Teach them to do something harmless, like use the words they now for expressing feelings, or doing an angry dance with their arms and legs, or drawing or painting a picture. Redirecting their attention to something else may work for a bit, but not always. In the end, it helps toddlers cope when they have an alternative to resort to besides a tantrum.

Know Your Toddler

If you observe your toddler and really pay attention to his or her body language and sounds, you will probably be able to detect situations that could induce a tantrum. You can then avoid such situations or get ready with an alternative. You could even practice situations that cause a tantrum in order to set your toddler up for success the next time that situation is encountered.

Being a parent we all have experienced the sometimes embarrassing toddler tantrum. Below are some great books to refer to and help you through this stage in your toddlers life.


Long Island Mom Network

Mom Friendly Jobs

As more and more mothers re enter the workforce they are looking for "Mom Friendly" hours to cater to their children's school schedule.

More than ever before companies are being more flexible. If you are concerned about going back to a 9 to 5 work-day don’t feel like you have to have a full-time schedule. Transition back into the workforce by finding a part time position.

If you are looking for a career that is mom friendly, with a schedule that won’t keep you away from the kids for too long? Try www.momfriendlyjobs.com to find the perfect mom friendly job today!


Long Island Mom Network

Save Money on Groceries

Saving Money is one hard task. There are lots of things to be considered, primarily on how to budget your cash on hand that would somehow, if not manage to have excess left money, be exact of what it should be used for. Budgeting is really a pain in the neck.  Allocation of electric bills, water bills, phone bills, etc. is just few of the many things being considered on how to utilize your cash wisely. Food is no exception. Being the most important of all house responsibility, we prioritize on how to budget our money, reducing the money spent without sacrificing the food allocation. We mainly buy necessities in groceries. It would be of help if you list down goods you have to buy together with their prices (if possible) so as to ensure yourself that the budget allotted for food is exact or there is a shortage. If so, you could trim down your list or think of a better replacement. To furthermore avoid shopping shortages, here are some tips.


•       List goods that should always be found in the kitchen. Examples of which are coffee, milk, sugar, soy sauce, vinegar, salt, onion, garlic. These goods are necessary, so they are always being bought.

•       Plan your weekly meals ahead of time. This would avoid you overspending on goods invaluable or missing some ingredients that are needed. This would not just clear your worries but it would also save your time.

•       Don’t buy branded goods; instead choose a product that has the same quality of those expensive goods. You’ll get the same benefit without spending more.

•       Buy goods that have dual purpose. A good example of which is mayonnaise. You can use it as a sandwich spread or make macaroni salad instead. In a way, you could enjoy eating both without spending too much.

•       Buy less expensive cuts of meat. List recipes that the cuts won’t matter. At least, you won’t be sacrificing the taste of the food and at the same time you’ll have the chance to buy a larger quantity.

•       Pay in cash. You might be tempted to buy unnecessary goods. This would avoid you from going over your card limit.

•       Try to be inventive and creative at the same time. Leftovers could be precooked in a way that it would look appealing again to your appetite.

•       Keep a list of prices of goods you always buy. At least, with those products you’re sure of how much you’ll be spending and you could do just a small amount on goods you wish to buy.

•       Shop only once a week. In that way, less time will be spent on going to a grocery store and at the same time, chances of overspending will be minimized.

Long Island Mom Network